Bajaj Finance FD rates in 2021

Among the most trusted and popular investment options available in the market, fixed deposits (FDs) are a risk-free saving tool that offers guaranteed returns. FDs remain virtually unaffected by market volatilities, adverse economic conditions and rising inflation, making them attractive to risk-averse investors.

FDs are particularly attractive to senior citizens, thanks to low risk, higher interests and assured returns. This is why they are a staple in retirement funds. Bajaj Finance offers fixed deposits to both regular people and senior citizens at lucrative interest rates. Here’s a look at the Bajaj Finance FD rates 2021:

Tenor (in months)	Regular citizens	Senior citizens
12-23	5.51% – 5.65%	5.75% – 5.90%
24-35	5.94% – 6.10%	6.17% – 6.35%
36-60	6.31% – 6.50%	6.55% – 6.75%

Benefits of Bajaj Finance FD

Bajaj Finance FD rates are among the highest FD interest rates and the company offers a number of other benefits.
With the Systematic Deposit Plan (SDP) offered by Bajaj Finance, investors can get a periodic income, whether monthly, quarterly or annually. Instead of investing a lump sum, they can make monthly payments.
Investors can open a Fixed Deposit in Bajaj Finance online in a hassle-free manner.
Bajaj Finance offers some of the highest safety ratings. CRISIL has rated it at FAAA while ICRA has given it a rating of MAAA.· Investors can avail monthly interest for 1 lakh fixed deposit investment.

Conclusion

Bajaj Finance offers a safe and reliable fixed deposit scheme to investors. In addition to the many benefits of FD such as assured returns, compounded interests and lack of risk, Bajaj Finance brings to investors credibility, a host of benefits, attractive Bajaj FD rates as well as several modifications on the typical FD. These factors make the Bajaj Finance fixed deposit an attractive investment option for a range of investors from senior citizens and homemakers to portfolio investors looking to diversify.